https://www.podbean.com/media/share/pb-pauwx-16fed5e

Key Themes:

Consumer spending shifted from discretionary to essential goods, impacting retail and restaurants. The banking sector benefited from higher interest rates, boosting net interest income, but potential rate cuts could pose risks to profitability. Inflation pressures persisted, affecting profitability across sectors. Real estate experienced strong growth in residential, mall, and hotel segments, but office leasing faced challenges due to oversupply and the POGO ban.